415/34, Off High Level Road, Gangodawila, Nugegoda, Sri Lanka
Studying abroad is an exciting journey — but it comes with responsibilities, including your health and wellbeing. Having valid health insurance isn't just a smart move — in most countries, it's a legal requirement.
International students are legally required to maintain valid health insurance throughout their stay in countries like:
| Country | Health Insurance Requirement |
|---|---|
| Australia | Mandatory - Overseas Student Health Cover (OSHC) |
| Canada | Required - Provincial or private plan (varies by province) |
| UK | Compulsory - Immigration Health Surcharge (IHS) paid during visa |
| USA | Required - University or private plan |
| New Zealand | Compulsory - Approved private health insurance |
Failure to maintain insurance can lead to:
Healthcare costs in developed countries can be extremely high. Without insurance, even a simple emergency can lead to huge expenses:
| Medical Service | Estimated Cost Without Insurance |
|---|---|
| Emergency room visit | $300 - $3,000+ |
| Hospital stay (1 night) | $1,000 - $5,000+ |
| Surgery or major illness care | $5,000 - $100,000+ |
| Specialist consultation | $150 - $500 |
With health insurance, most of these costs are either fully or partially covered.
Always check the exact benefits and exclusions of your plan before arrival.
Need help choosing a plan? We guide students to select the right health insurance based on country requirements, university policy, and budget.
Contact us now for assistance with student insurance plans, visa compliance, and arrival support.
